Business Credit Lines

"Making money is easy!" — said no one ever. Most of us know it takes money to make money. Which is why you may need a line of credit to ride out the dips and valleys in your working capital.

At Community 1st we're real members of your community, not just employees of some big-box bank. We understand your business, your market, and your needs. Meet with one of our experienced senior lenders, and we can match a line of credit to your needs.

  • Revolving and non-revolving business lines of credit available for:
  • General working capital
  • Seasonal operating needs
  • Formula-based
  • Discounted purchase terms, etc.
  • Option to restructure into a single term loan to free up credit line
  • Enjoy direct access to our executives which means fast decisions
  • In-house processing for better efficiency
  • Senior lenders who understand your business, the Sacramento region, and your needs

Meet Your Banker

Steve Budiono

Meet Your Banker

Steve Martinez