At locally owned and locally focused Community 1st Bank our eyes are on Main Street, not Wall Street. This means we take the time to build working relationships with our customers based on their needs. And what our customers need is a safe, strong, responsive bank that keeps its costs down by operating efficiently, and provides real service and value to its clients. And, guess what? Safety and financial strength is not just good for our customers, it’s good for our shareholders, and good for us as a business too. It’s a better way to bank, a safer way for all of us.
Here are some of our bank’s abiding values which form our fiscal and service foundation. Yet these are not just corporate talking points; we manifest these principles consistently every day. It is behavior that ultimately defines the character and reputation of any organization and we believe that our actions speak louder than any corporate manifesto.
Local Ownership, Local Focus, Local Knowledge
The leadership of our bank knows the communities we serve. Our chairman and chief executive officer have each been bankers here for over three decades. We know every community down to the street level. It’s that kind of deep local knowledge that enables us to provide valuable counsel and creative and flexible financial solutions for our customers.
Strength, Stability and Trust
These last two years have shown us all that bigger banks are not better and certainly not safer. Community 1st Bank wisely manages itself with a long term view: We have capital in excess of what is required by bank regulators, to be considered well-capitalized and we keep much of our total assets liquid. This kind of fiscal management makes Community 1st Bank strong and safe – and by protecting our assets in this way, we protect the assets of our customers.
With roots in the Sacramento region, we are committed to making a real difference in the communities we serve. We are involved with many significant community organizations and provide leadership and financial expertise at this grassroots level. Our participation in community events and philanthropic organizations as sponsors and volunteers, and our support of the local business environment, makes Community 1st a vital and visible member of all the communities we serve.
In this economic environment, most banks are downsizing but because we’re well capitalized and manage our assets conservatively we’re expanding: hiring, writing loans, growing with our customers and communities. And we believe that our loyalty to our customers and communities in these lean times will be reciprocated by our customers when the good times return.
Relationship Focused – Premier Service
Community 1st offers a wide range of products; however, we recognize that some customers have special needs. So we are committed to developing customized banking solutions wherever possible. And we’ve learned how to strike that delicate balance between innovative technology-based banking solutions, while maintaining the personal touch our client’s value.
We employ the Golden Rule when it comes to working with our clients and treat every customer with the respect and consideration that we hope to gain for ourselves. We encourage you to pick up the phone or come to one of our offices to meet with us and have all your questions answered because that is how relationships are built. And those are the customers we want – customers who want a banking partner, not just a bank.
We welcome your business, your trust and your partnership.
Call or visit us today
Find out how Community 1st Bank puts you 1st!