Personal Savings / Money Market

A basic savings account can mean the difference between making ends meet — and barely making it. We offer several different savings vehicles, depending on your needs.

Talk to a helpful representative about opening the account that meets your particular needs.

Savings Account

Minors Savings

  • Starter savings account for customers age 18 and under
  • Must have one adult parent or guardian to open
  • Earn competitive interest regardless of minimum balance
  • Interest is compounded daily and paid quarterly
  • Unlimited withdrawals
  • Withdrawals do not require signature of adult.
  • No monthly service charge
  • No excess withdrawal fee (Reg. D limitations apply).
  • Get many great benefits such as
  • Free Community 1st Bank zipper bag for depositing coins and cash.
  • Free record keeping book.
  • Free Community 1st piggy bank (ages 10 and under)
  • A quarterly bank statement

Money Market Account

  • Money market savings with tiered interest rates
  • High balances earn higher rates
  • Maintain a minimum daily balance of $2,500 to waive the $15 monthly service charge
  • Retail limited access to your funds via ATM and checking
  • First order of checks are free
  • Free online banking
  • Free mobile banking
  • Free eStatements
  • $100 minimum deposit to open

High Yield Money Market Account

  • Money market savings designed for higher balances
  • Earn tiered rates; high balances earn higher rates
  • Maintain a minimum daily balance of $10,000 to waive the $25 monthly service charge
  • Get many great benefits such as:
  • $25 credit toward safe deposit box
  • Free cashier's checks
  • Free order of money market checks (1)
  • Free online banking
  • Free mobile banking
  • Free eStatements
  • $100 minimum deposit to open

Money Market Special Account

  • Money Market savings designed for especially high balances
  • Earn tiered interest; high balances earn higher rates
  • Maintain minimum daily balance of $25,000 to waive the $25 monthly service charge
  • Free online banking
  • Free mobile banking
  • Free eStatements
  • $100 minimum deposit to open

Meet Your Banker

Carol Garcia