Nicholas Guarcello

Merchant Services Specialist


Email: nguarcello@community1bank.com

Phone: O:916-724-2434|C: 916-749-8303


Nick started his career in the financial industry in Roseville as a bank teller in 2003. He transferred schools a year later to attend the California State University of Long Beach, where he received his Baccalaureate Degree in Business. He continued his career and was promoted to service manager in El Segundo, CA. Nick decided to return to Placer County after 6 years of living in Southern California to start a family.

In April of 2013, Community 1st Bank rolled out a new merchant card program to better serve its business customers. Nick was placed in charge of the program because of his drive to deliver superior customer service and willingness to always help his customers succeed.

Today many businesses receive payments in a variety of ways, but the most common is in the form of a debit or credit card. This little piece of plastic is quickly taking the place of checks and hard currency in the retail and professional world. With so many discounts and rewards being paid to consumer and companies for using credit cards, it's not surprising why. Nick wants to help you understand the costs associated with merchant processing and deliver the right solution for your business at a low reasonable rate. Aside from helping businesses with their payment card processing, Nick also installs and services Remote Deposit Capture for Community 1st Bank customers. This service allows our customers to process checks from their own office without having to make a trip to the bank. Remote Deposit Capture can save business customers time and money.