| Consumer Loans |
In the market for a car, boat or travel trailer?
Planning a major purchase or vacation?
Community 1st Bank has a variety of personal loans to meet your needs. Auto loans are offered with interest rates and payments fixed for the entire term. For boats and travel trailers please call a Community 1st Bank Service Representative for details. |
| Personal Lines of Credit |
| The security of knowing you have the cash reserve ready to use for an emergency, or to take advantage of an opportunity, provides flexibility and peace of mind. Community 1st Bank offers personal unsecured lines of credit that can be accessed by writing credit line checks. |
| Personal Credit Card |
| Through Community 1st Bank’s relationship with a nationwide provider, we make it easy to select the credit card that’s right for you. Choose from Visa, MasterCard and Visa Preferred Points cards. No annual fee. Introductory rates are provided for some programs as is a 25-day grace period. Credit Life Insurance, Convenience Checks, Travel Emergency Assistance and Auto Rental Insurance are available. Contact the bank for more details and a brochure. |
| Overdraft Protection Line of Credit |
| Community 1st Bank can provide you with the peace of mind that checks written in excess of the balance in your personal checking account will be paid up to the established limit. The Community 1st Bank Personal Overdraft Protection Line of Credit is tied to your checking account in the event checks are presented which cause the balance to become overdrawn. Funds are advanced to your account in increments of $50. Payments are assessed against the checking account at the time the statement cycles. |
| Note: Consumer loan applications must reside in the Greater Sacramento Mertopolitain area, which is comprised of Placer, Sacramento, Nevada, El Dorado, and Yolo counties, or have an existing bank relationship with Community 1st Bank. |
| Home Equity Line of Credit |
| Let Community 1st Bank’s Home Equity Line of Credit give you the flexibility of utilizing the equity in your personal residence as you please. |
